With the advent of smartphone-enabled payment portals and finance apps, the landscape of the payment market has been changed irreversibly. Experts suggest that this trend is here to stay, especially since blockchain technology has become increasingly prevalent. Xaurum can be thought of as a representative cryptocurrency that is based upon a gold reserve model and is ever-increasing in its value. To be more specific, this alt-currency is designed to be a value storage entity that distributes profit obtained from created money (seigniorage), thereby allowing investors to earn steady revenue streams on the side. Xaurum brings together a host of different financial entities to
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